Lower your current monthly instalments by extending your current loan through Va Vroom.
Want a cash pay-out? Refinance your vehicle for the current retail value, your instalments can stay the same over a longer payment period.
Click on the “Get a Quote” button for the online application and complete the form.
As soon as Va Vroom receives your application, you will received your refinance quotation
Compare your quoted repayments to the old payment; How much do you save and How much cash pay-out is there?
One of our FAIS compliant representatives will come to you to sign the new agreement and settle any outstanding amounts
Apply to reduce your total interest payable by reducing your residual value / balloon payment.apply online
Apply to lower your monthly repayments by increasing your residual value / balloon paymentapply online
Apply if you want to keep your instalments the same and get cash back.
Apply if you currently do not have a residual on your current agreement. Va Vroom can add this option in order to reduce your repayments.apply online
When Linda bought her VW Polo 1.2 Tsi, her monthly repayment was R3 840,77. She contacted Va Vroom to refinance with a cash pay-out option. The market value of her vehicle was higher than her outstanding contract balance. Va Vroom settled the outstanding agreement and Linda received a R57 552 cash pay-out. Her renegotiated instalment was over 72 months at a reduced interest and instalment of R3 687.
When Thabo initially bought this VW Polo Vivo GP 1.6, it did not have a residual value. Thabo opted to finance, with a residual value of 25% at 12% interest over 72 months. This saved him R567.07 a month.
Owning a 2010 Ford Figo 1.4 Ambiente which is fully settled, Patrick opted to refinance to the value of R98 000. He is paying R2225.69 per month, 13 % interest over 72 months. That is R98 000 cash in hand!